Benefits


What you get


At Bethesda, we provide each of our employees with benefits that support their individual health and wellness and the well-being of their immediate families.

What you get

Employees of Bethesda Lutheran Communities, Inc. who are newly hired, re-hired or experience a status change resulting in at least 60 hours worked per two-week pay period, may be eligible for our full benefit package. All employees may be eligible for some benefits.

This information is intended as a brief outline for benefits ONLY. More detailed information is available in the employee handbook or the summary plan descriptions. If there is any discrepancy between this information and the information contained elsewhere, the appropriate Bethesda policy or benefit contract will govern.

Regularly scheduled employees who are newly hired, re-hired or experience a status change resulting in at least 60 hours worked per pay period or more and are not limited term are eligible for the following benefits:

Health Insurance:

Bethesda offers two (2) plans from United Health Care and their subsidiary UMR. Plan differences are generally based on deductibles and out-of-pocket maximums. Bethesda pays a significant portion of these premiums. Employees may choose to cover themselves (employee); Employee + Child(ren); Family (Employee, spouse and child(ren); or Employee + Spouse. When choosing coverage for a legal spouse, spouses who do not have access to an employer-sponsored health plan may be eligible. Dependent eligibility (spouse and/or children) will be confirmed using a third-party audit firm. The employee’s share of the premium is withheld beginning the month prior to the coverage effective date and are deducted from the employee’s paycheck in two equal installments each month thereafter.

Dental Insurance

Bethesda offers two (2) dental plans with Delta Dental. The Silver level covers basic dental needs – cleanings, fillings and x-rays while the Gold level covers the same plus other expenses such as crowns and bridges at a graduated scale. An orthodontia feature is also included with the Gold plan. For the 2016 plan year, the annual maximum is $1,500 and runs from January 1, 2016 through March 31, 2017. Additionally, these plans have a vision discount feature included in the cost. This allows employees access to coverage and/or discounts on eyeglasses, and other prescription eyewear. Employees contribute 100% of the premium. Premiums are withheld beginning the month prior to the coverage effective date and are deducted from the employee’s paycheck in two equal installments each month thereafter.

Long-Term Disability

Bethesda provides long-term disability insurance on all benefit- eligible employees. Long-term disability insurance is administered through Prudential and is fully paid for by Bethesda. Benefit is equal to 60% of basic monthly earnings. Maximum monthly benefit is $6,000.

Short-Term Disability

Bethesda provides short-term disability insurance on all benefit- eligible employees. Short-term disability insurance is administered through Prudential and is fully paid for by Bethesda. Benefit is equal to 60% of gross salary up to a maximum weekly benefit of $500. Benefit maximum is 26 weeks.

Life Insurance

Bethesda provides life insurance on all benefit- eligible employees. Life Insurance is administered through Prudential and is fully paid for by Bethesda. Benefit is one-times your annual salary; up to a maximum of $100,000.

AD&D

Bethesda provides AD&D insurance on all benefit-eligible employees. The program is administered through Prudential and is fully paid for by Bethesda.

Voluntary Life

In addition to the life insurance benefit that Bethesda provides, individuals may wish to purchase additional coverage for themselves. They may also purchase life insurance for a legal spouse and/or dependents provided they have elected additional coverage for themselves. Premiums are 100% paid for by the Employee and are deducted beginning the month prior to coverage effective date and then the first two payrolls of each month thereafter.

Voluntary AD&D

This benefit is optional to eligible employees and premiums are paid 100% by Employee. Employees may elect coverage for themselves, legal spouse and/or dependent children (up to 26 years of age). Premiums are deducted beginning the month prior to coverage effective date and then the first two payrolls of each month thereafter.

Flexible Spending

Bethesda offers a flexible spending account for employee to have pre-tax dollars set aside to pay for qualified health-related out-of-pocket expense. This plan is administered thruough EBC. Maximum amount allowed under the plan is $2,550.00 per plan year. Plan begins April 1st of each year and requires annual election. Deductions are taken the first two paychecks of the month beginning with the effective date of election.

Dependent Care

Bethesda offers a dependent care account for employees to have pre-tax dollars set aside to pay for qualified dependent day care expenses. This plan is administered through EBC. Maximum annual amount allowed under the plan is $5,000. Plan begins April 1st of each year and requires annual election. Deductions are taken the first two paychecks of the month beginning with the effective date of election.

403(b)

As a part of a Not-for-Profit organization, employees are eligible to participate in a 403(b) (Tax Sheltered Annuity) program. Employees are eligible to participate effective with their hire date and may elect contributions on a Pre-Tax basis or AFTER-Tax basis (ROTH) or both. These plans include an employer match up to a maximum 3% and based on your year-to-date gross earnings. These plans are administered through One America. Monies withheld from employees’ paycheck are forwarded to One America as soon as the funds are withheld.

Paid Time Off

Provides maximum flexibility for employees to take paid time around their individual schedules and needs. PTO may be used for vacation, holidays, illness absences or any other purpose the employee feels necessary and is allowed under the policy. PTO accrual rate is based on years of service and accrues with each payroll. Please see policy for more details.

Extended Illness Benefit

This benefit provides benefit-eligible employees with extended illness benefits for long-term illnesses to assist with providing an income flow when an employee is medically incapacitated for an extended period of time. Please see policy for more details.

Bereavement

Following the death of a family member, the purpose of this benefit is to provide paid time off for a grieving employee to a) Attend a funeral or memorial service; and b) Handle immediate family business or obligations; and to deal with the grieving process while being free, for a time, from the demands of work. Benefit is available as of hire date. Please see policy for more details.

Educational Assistance

Bethesda sets aside funds each year for employees to apply to be reimbursed for qualified educational expenses. Contact Human Resources for additional information.

Wellness Visit

Bethesda will reward you for getting your annual Wellness check-up. Once you and your doctor complete the required form, you will receive a $25 gift card. Additionally, you will be entered into a drawing for an opportunity to win an additional $250. Contact your Human Resources department for more details.

Gym Membership

Your health is important and Bethesda recognizes that exercise and physical activity are a great way to feel better and have fun. Bethesda has partnered with Anytime Fitness to provide discounts off monthly or standard enrollments at thousands of their clubs across the United States. Free 7-day guest passes are also available. Contact your Human Resources department for more information, including a way to be entered into a quarterly drawing of $100.

Employee Assistance Program (EAP)

EAP is provided through Prudential and offers confidential assistance in areas related to your personal life and that of your dependents. Concerns include depression, stress, family conflicts, alcohol/drug abuse, and grief and loss. Also included is financial assistance for savings, retirement, debt, tax and estate planning. EAP can also provide legal resources to assist with divorce, bankruptcy, criminal actions and civil lawsuits. All inquiries are kept confidential with Prudential and do not filter through Bethesda. Contact your Human Resources department for contact information.

What you give


Being a part of Bethesda’s team is about more than what you get. It’s about what you gain when you give to others. As a member of Bethesda’s team you’ll have the opportunity to make a difference and change lives and live your faith.

What you give

Whether you’re in the office or in the field working directly with the people we support, you’ll gain and experience life-changing moments that provide you with a sense of personal fulfillment as you:

Connect communities

Taking a walk together around the neighborhood connects a person to their community and introduces them to their neighbors which begin conversations that build respect and understanding.

Foster faith

Praying with someone begins a relationship with God, which leads to a desire to attend church, where they join a Bible study and connect with fellow Christians to grow in their faith.

Build relationships

Learning to ride a horse begins a relationship that grows to become a friendship, which extends to a new family and builds a bond that enhances a life.

Empower independence

Planning a shopping trip and offering choices for dinner encourages a person to make decisions, which inspires confidence—empowering a person to choose and pursue the life they want to live.

Grow together

Discovering a common interest in fishing, which creates a bond and begins a shared hobby, where new skills are developed and memories are created—together.

Advance futures

Showing a person how to ride the bus provides them greater access to their community, providing the opportunity to seek employment, where they find a sense of purpose and build their future.

Fulfill dreams

Watching a dance competition on television sparks curiosity which leads to a desire to learn to dance, becoming a new pastime and growing into a passion where talents are discovered and dreams are realized.